FD Calculator

See your Fixed Deposit maturity value, interest earned, and how much tax actually eats into it.

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FD Maturity Report

Your ₹1,00,000 FD at 7% for 5 years grows to ₹1,41,478 — but after tax at your 30% slab, you actually keep ₹1,29,034.

Maturity Amount

₹1,41,478

Principal Deposited₹1,00,000
Interest Earned₹41,478
Tax on Interest (at your slab)-₹12,443
What You Actually Keep₹1,29,034
Your interest crosses ₹40,000 — the bank will deduct 10% TDS automatically. This isn't your final tax, just an advance deduction reconciled when you file your return.

Advisor Mode

This chat gives AI estimates, not filed advice — double-check with a CA before you file.